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25/11/19

Five new super service prototypes introduced

Prototypes of super services appeared on the government services portal


22/11/19

In 2021, entrepreneurs may pay premiums of almost 11%

Now in the Tax Code of the Russian Federation the sizes of fixed insurance premiums for individual entrepreneurs are established until 2020 inclusively.


22/11/19

Information on the average number of employees will be included in the calculation of contributions

A bill has been submitted to the State Duma, which proposes to adjust the procedure for submitting information on the average number of employees. 


How Latvian Choose Housing

There are national characteristics of holidays, business, hunting, shopping and others. It turns out that there are national characteristics of property purchasing to the residents of Latvia. Before the New Year's Eve, they were summarized by the DNB bank's employees, whose daily work is connected with the assessment and the provision of mortgage loans.

Housing location – not only rational calculation

Choosing of housing location often depends on the place of birth of ancestors. Housing is acquired in the region where there are family roots.

Meanwhile, residents of Riga can mainly be divided into two categories - the supporters of right and left bank of the Daugava River. Although often place of residence is consistent with the location of employment, often a decisive role is played by habit. Namely, people living in Agenskalns cannot imagine their life in any of the districts of Purvciems, even if the place of work is located on the other side of the Daugava River. And vice versa – residents of Mezaparks refrain from private housing areas in Pardaugava, for example, Marupe or Shampeters.

Housing of future perspective

Increasingly it is noted that families living in private houses additionally acquire a small apartment in towns in order to give them to their children to start independent life in the future. In turn, until the children will grow up, these apartments are rented, thus, bringing additional revenue.

Also, families often acquire or build larger private houses, where comfortably can accommodate several generations. Meanwhile, row houses, which often serve for the same purpose, do not have growing popularity in Latvia.

In turn, more and more young people purchase apartments, consisting of at least three rooms, even if the apartment is bought for a single person at the moment. After starting a family, it would not be necessary looking for housing with more spacious premises.

Well-thought-out decision

Acquisition of real estate has become more deliberate. Therefore, proposed solutions and advice at all stages of the purchase or construction of housing are in great demand in the banks in order to get more information regarding a potential place of residence and choosing the best possible option.

Energy efficiency and the environment also deserve more attention in the process of acquiring the housing by residents of Latvia.

The return of close to nature

As noted employees of DNB Bank, popularity is increasing among Latvian youth related to abandoned farms in the countryside. Young, enterprising people want to buy cheaper buildings in rural area to gradually transform them into the family house according their own taste. At the same time, purchasing of apartments in the cities remains popularity among young people. This in turn forms correlation with the observed circle of housing choice. It begins with the placement in the hose outside the city, then continuing with movement to the apartment in the city during the years of youth, and later - return to the farm or in a private house, which is located not far from the own house.

However, in general, suburban areas are gradually becoming more popular than the city centres at all age levels. More and more residents of Latvia are ready to buy more spacious property even at a distance of an hour's drive from the city. But this is compensated by the proximity of the surrounding nature, large open space for family and suburban tranquillity.


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